Erwann O. Michel-Kerjan (Wharton School of the University of Pennsylvania),Celine Herweijer (Risk Management Solutions, Ltd.),Nicola Ranger (Centre for Climate Change Economics and Policy),Erwann O. Michel-Kerjan (Ecole Polytechnique Department of Economics),Paul Kovacs (Institute for Catastrophic Loss Reduction),Joanne Linnnerooth-Bayer (International Institute for Applied Systems Analysis),Swenja Surminski (Association of British Insurers),Margaret Arnold (ProVention Consortium),Koko Warner (Munich Climate Insurance Initiative) 2009: Adaptation to Climate Change: Linking Disaster Risk Reduction and Insurance,