"10.1108/17568691111153401" . "Adaptation through insurance: lessons from the NFIP"^^ . . "3" . "250-263" . "2011"^^ . "10.1108/17568691111153401" . . . _:genid1 . _:genid1 . _:genid1 . _:genid1 . _:genid1 . _:genid2 . _:genid2 . _:genid2 . _:genid2 . _:genid2 . . . . .